Insurance Products.

General Michele McGarvey 27 Jun

People don’t always want to talk about home insurance, but when it comes to your house there is no better investment than insurance. But, with the number of insurance products available, it can be hard to know where to start! While it can seem overwhelming, it’s a good idea to get familiar with the basics […]

Read More

How Bridge Financing Works

General Michele McGarvey 20 Jun

In life, things rarely go as planned. This is especially true when it comes to real estate! When it comes to buying a new home, in a perfect world, most of us would like to take possession of their new residence before having to move out of the old one. This makes moving a lot […]

Read More

9 Reasons People Break Their Mortgage.

General Michele McGarvey 6 Jun

Did you know, approximately 60 percent of people break their mortgage before their mortgage term matures? While this is not necessarily avoidable, most homeowners are blissfully unaware of the penalties that can be incurred when you break your mortgage contract – and sometimes, these penalties can be painfully expensive. Below are some of the most […]

Read More

When Was Your Last Credit Check-Up?.

General Michele McGarvey 31 May

A few simple steps to healthy credit… Just like you should have a physical every year to make sure you’re healthy, you should do the same for your credit report and score. Don’t wait until you go to buy something and you are turned down. And don’t worry… chequing your own credit does not affect […]

Read More

Changing Your Financial Direction.

General Michele McGarvey 24 May

  If you live paycheque to paycheque, the idea of somehow having enough money to invest and eventually have financial freedom seems about the furthest thing possible. But experts in financial education like to point out, no matter your income and place in life, a few changes to the way you’re living life can make […]

Read More

The Rate Debate

General Michele McGarvey 16 May

One of the first questions that potential buyers want answered is: “What is your interest rate?”It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is a hot topic in […]

Read More

Your Home Buying A-Team

General Michele McGarvey 3 May

There are four major components to any successful home buying A-Team: your mortgage professional, realtor, home inspector, and lawyer. Each of these individuals is important to various aspects of the home buying process. MORTGAGE PROFESSIONAL While many people think a real estate agent is the most important person when it comes to buying a new […]

Read More

Holy Smokes! Canadian Inflation Is At 6.7%

General Michele McGarvey 25 Apr

Canadian Inflation Spikes to 6.7% in March. StatsCanada today reported that consumer prices rose a whopping 6.7% year-over-year in March, a full percentage point above the 5.7% reading the month before. Market-driven interest rates shot up on the news as the prospects increase for another half-point rise in the overnight rate when the Bank of […]

Read More

Labour Market Tightens Further

General Michele McGarvey 11 Apr

Another Strong Canadian Jobs Report–We Are At Full Employment. Statistics Canada released the March Labour Force Survey this morning, reporting a 72,500 jobs gain from the whopping 337,000 surge in February. Employment increased in both the goods- and services-producing sectors. Gains were concentrated in Ontario and Quebec. The unemployment rate fell to 5.3%, its lowest […]

Read More

New Listings Finally Show Some Life

General Michele McGarvey 21 Mar

Canadian Home Sales Rose in February as New Listings Increased Sharply. Statistics released today by the Canadian Real Estate Association (CREA) show that national home sales were up in February 2022 as buyers jumped on the first spring listings. The number of newly listed properties surged a welcome 23.7% from extremely depressed levels, hopefully portending […]

Read More