Selling Your Home in the Spring

General Michele McGarvey 13 Mar

Are you looking to sell your home? We have a few tips to help you make the most of the spring season! Hire an Experienced Realtor: Before preparing your home for the Spring market, you will want to hire an experienced realtor! A good realtor will serve as your guide through the entire sales process, helping […]

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Do you need title insurance for a new-build home?

General Michele McGarvey 6 Mar

The housing supply shortage is one of the top issues in Canada’s real estate market. To address it, cities like Calgary are seeing a massive boom in new-build housing. New construction offers many advantages, like more energy-efficient heating and cooling systems. Their titles can also feel less risky to transfer. After all, if the land […]

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Mortgages and Corporations

General Michele McGarvey 27 Feb

If you are a self-employed client who owns your own business, you may have chosen to set that business up as a corporation. This means the business operates as essentially its own person. They have income through business revenue and expenses from marketing costs, materials, office space, etc. When it comes to getting a mortgage, […]

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How can homeowners protect themselves against title fraud?

General Michele McGarvey 13 Feb

With news stories surrounding title fraud breaking weekly, more homeowners are asking what they can do to protect their homes before they become the next headline. Daniela DeTommaso, President of FCT, addressed the issue in a recent interview on CBC’s Metro Morning with Ismaila Alfa. “We’re seeing a level of sophistication in these frauds we’ve never seen before,” Daniela […]

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4 Key Things to Know about a Second Mortgage

General Michele McGarvey 6 Feb

A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally, people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such as credit cards and student loans) that a second […]

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Recession Proofing Your Finances

General Michele McGarvey 30 Jan

The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you […]

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Recession Proofing Your Finances

General Michele McGarvey 30 Jan

The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you […]

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Is a Reverse Mortgage Right for You?

General Michele McGarvey 23 Jan

A reverse mortgage is a versatile and flexible financial solution for Canadians in their retirement years. Homeowners 55+ are unlocking their home equity for tax-free funds that don’t have to be repaid until they decide to sell their homes. Consider these four reasons Canadians 55+ turn to the CHIP Reverse Mortgage by HomeEquity Bank: 1. […]

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10 Money Saving Tips

General Michele McGarvey 16 Jan

When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of our favorite money-saving tips: Automatic savings are one of the most effective ways to save because you can’t spend what you can’t access! Instruct your employer to transfer […]

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Post-Holiday Debt? Consolidate Today!

General Michele McGarvey 3 Jan

The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New Year. If you happen to be someone currently struggling with some post-holiday debt, that’s okay! Whether you’ve accumulated multiple points of debt from credit cards or are dealing with other loans […]

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