Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.69%
- $564.08
- $84.67
- 4 Years
- 5.99%
- $639.21
- 4.84%
- $572.53
- $66.68
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

While searching for a mortgage broker we were sent many names, one of them was Michele McGarvey. We are so glad that we picked her team! They were/still are nothing but helpful, patient, and amazing! Even when we got stressed, Michele/ Natalie/Jill were there to help! We appreciated their around the clock availability through phone call and text messages for questions/concerns that came up in the process. Very glad we picked Michele and her team! It was a great experience and wouldn’t think twice to recommend this team to others! Thank you!!

Bryan & Hannah

HP, Edmonton, AB

I 1000 percent recommend the Michele McGarvey team for your mortgage needs. My husband and I were in a unique spot and tried with three of the big banks to get our mortgage and nobody could come up with any solutions. We were told about the team from a friend who also had great reviews about their experience. Throughout the process we felt so comfortable and confident they were there to help us. They were very personable and made us feel “heard”. One of the most professional teams we have worked with. Definitely will tell all of our friends to reach out to this team. Thank you for everything.

– Amanda

Great team to work with — truly professional from start to finish. They guide you through every step of the mortgage process with clarity and patience, making sure you understand all the details and never feel overwhelmed. They work incredibly hard on your behalf, which brings real peace of mind at a time when you already have a thousand other things to juggle.
A heartfelt thank‑you to Michele, Claudine, Natalie, Larissa, and Charlene for your dedication and support.

-Uri

Buying a new home is a daunting process. I am SO grateful to have had the support of Michele and her team throughout this process. Michele is super knowledgeable, professional, and was willing to go the “extra distance” to help us secure the right mortgage for us. Michele and her team were always available to answer our questions and would schedule meetings/phone-calls very promptly, when requested. Her services were recommended to me by a close friend, and I would happily recommend Michele to any one of my friends looking for help with their mortgage.

KN, Edmonton, AB

Great overall experience, especially for first-time home buyers. Good info, fast response, and answered all our questions. Definitely would recommend Michele McGarvey and her team to friends and family!

JD, Edmonton, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.69%
- $564.08
- $84.67
- 4 Years
- 5.99%
- $639.21
- 4.84%
- $572.53
- $66.68
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!