Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Great team to work with — truly professional from start to finish. They guide you through every step of the mortgage process with clarity and patience, making sure you understand all the details and never feel overwhelmed. They work incredibly hard on your behalf, which brings real peace of mind at a time when you already have a thousand other things to juggle.
A heartfelt thank‑you to Michele, Claudine, Natalie, Larissa, and Charlene for your dedication and support.

-Uri

Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!

DP, Strathcona County, AB

Six stars if it would let me!

If you’re renewing a mortgage, refinancing, shopping for a new one, or anything else to do with paying for a home and you’re NOT seeing Michele and her team – you’re doing it wrong.

Unbelievably helpful and knowledgeable. Always available and able to answer any question that we could throw at them. Helped guide us to the best options for us and made a very stressful process as easy and simple as possible. Could not recommend more!

MC, Edmonton, AB

Michele is truly a professional and a knowledgeable Mortgage Broker. Her customer service is excellent and follow-up was always timely. We felt like we were part of a super start team, with the goal in mind of securing a Mortgage at a better than competitive rate and structure. We are so thankful for Michele’s efficiency and her caring. It helped reduce the stress of buying!

I am so thankful for the time, attention and care that Michele and the team gave to me during my home purchase and financing. Moving from another province, starting a new job, leaving behind all that I know, it was such a blessing to have the support and confidence of the McGarvey team beside me. Being able to contact the team at any time for any questions or just for reassurance that we were on track and always receiving a prompt, informative and encouraging response made me so glad that I’d chosen Michele and the team for my mortgage needs. Even once all the paperwork was signed on the dotted line, Michele checked in more than once to wish me congratulations, thank me for the opportunity to be a part of my journey and to offer any support should it be needed.

Thank you Michele and team for everything you did from start to finish, it meant so much to know that I had such amazing support.

AS, Ponoka, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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