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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
My husband and I just purchased our first home/investment property and were referred to Michele and her team via our realtor. Michele and her team were excellent start to finish! They guided us through everything, answered all of my silly questions, and promptly answered the phone when I had to call outside of the bank just to make sure I was doing everything correctly. Having a team that was so knowledgeable about the process took the stress out of it, and that meant everything to us during this major purchase.
SL, Edmonton, AB
We found you to be a kind, compassionate woman, who was not only concerned for but interested in our well being . Though our outcome was not what I hoped for or wanted, I still feel taken care of by you . We would not hesitate to recommend you to another if it came up in conversation, and we do find you not only trustworthy , but reachable.
I just want to say thank you so much for helping me with my mortgage. I appreciate how professional your team was. The interest rate was awesome. It is the extra things that you did like the checklist and the birthday card that meant a lot to me. I appreciated the communication every step of the way. It has been a month since l moved in, and you are still calling to make sure everything is ok. I would definitely recommend your team.
NS, Edmonton, AB
I’ll never get my mortgage through anyone but Michele now. She truly understands what good customer service is, and works hard for you and your family. She’s extremely knowledgeable and takes the time to explain the entire mortgage process to you, and she’s always available for extra questions or assistance. She’s definitely the best out there!
I recently purchased a quick possession home and have only positive things to say about my experience with Michele McGarvey Mortgage Team. The entire team is professional, competent and you leave each conversation feeling heard. The team guides you through each step of securing a mortgage and even provides you with a thorough checklist. I would absolutely recommend their services for anyone looking to purchase a home.
– Aliya
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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