Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I first applied for a mortgage with my bank of 20 years or so, and they screwed it up so bad it set me back a year in the process. I went to Michele and she was quick, efficient and much more educated on the whole process than the previous mortgage person I spoke with. Michele guided me through the process perfectly, recommended me excellent people to help with the closing and such, and was literally a dream to work with for buying my first house. I would recommend Michele to anyone who ever needs a broker, and I will be using her in every real estate deal I have in the future. I cannot express my satisfaction in this whole process. I would have been lost without her.

I’ll never get my mortgage through anyone but Michele now. She truly understands what good customer service is, and works hard for you and your family. She’s extremely knowledgeable and takes the time to explain the entire mortgage process to you, and she’s always available for extra questions or assistance. She’s definitely the best out there!

Michele and her team very patient, flexible, and appropriately persistent in getting the required documentation. Thank you for helping us get this done.

Michele is very professional and I know I can count on her to make sure nothing is missed. Very positive, diligent and trustworthy!

From the very first email contact, I felt like a valued customer. My bank didn’t make me feel that way. Michele walked me through the processes and had a mortgage offering for me within a few days.

Her team has helped with the details, and they were very thorough in explaining the next steps.

I have already referred Michele to my realtor and some of my friends. If you are looking for someone to get the job done… call Michele and her team.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

Videos

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DLC - Fixed VS Variable Rates

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