What Homeowners Wish They Knew
January 30, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
We would like to sincerely thank you for all your help and guidance throughout the refinancing process. Your expertise, patience, and clear communication made this somewhat stressful experience feel smooth and manageable.
We truly appreciated how responsive and knowledgeable you were, whether it was explaining the different refinancing/mortgage options, answering our myriad of questions, or making sure we got all our paperwork in order. Your support gave us great confidence in the decisions we made. We look forward to working with you again once it is time to refinance for our future home.
Thank you, Ladies, again for everything you have done. We would not hesitate to recommend you to anyone looking for mortgage advisors.
– Anna and Tracy
As a first time homebuyer, I came into the process with very limited knowledge about borrowing funds for a home. Michele made it extremely easy for myself to trust her in the assist of finding the best lender possible. Whether it was timely information, or quick advise. Michele was always available for me to talk to. As a customer, she made me feel very comfortable and valued with her personal touch and professional knowledge.
I personally dealt with Michele, she has been nothing but helpful. We had a rough time purchasing the home we currently live in. Michele was super helpful every step of the way and very encouraging when things looked like they were going to fall through. I am very blessed to have had this experience with the Michele McGarvey Team.
CY, Leduc, AB
Michele and her team very patient, flexible, and appropriately persistent in getting the required documentation. Thank you for helping us get this done.
Michele and her team were amazing from start to finish during my recent mortgage application. They work seamlessly together, and they got approval in place very quickly. I am very grateful for everything that they did to help get me into my new home.
TG, Edmonton, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
January 30, 2026
January 2, 2026
December 11, 2025
Find out how much your home is worth.
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