Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele, Kirstie & Jill

Thank you so much for all of your help with our mortgage. You are an amazing team!

CB, Victoria, BC

Buying a new home is a daunting process. I am SO grateful to have had the support of Michele and her team throughout this process. Michele is super knowledgeable, professional, and was willing to go the “extra distance” to help us secure the right mortgage for us. Michele and her team were always available to answer our questions and would schedule meetings/phone-calls very promptly, when requested. Her services were recommended to me by a close friend, and I would happily recommend Michele to any one of my friends looking for help with their mortgage.

KN, Edmonton, AB

We would like to sincerely thank you for all your help and guidance throughout the refinancing process. Your expertise, patience, and clear communication made this somewhat stressful experience feel smooth and manageable.

We truly appreciated how responsive and knowledgeable you were, whether it was explaining the different refinancing/mortgage options, answering our myriad of questions, or making sure we got all our paperwork in order. Your support gave us great confidence in the decisions we made. We look forward to working with you again once it is time to refinance for our future home.

Thank you, Ladies, again for everything you have done. We would not hesitate to recommend you to anyone looking for mortgage advisors.

– Anna and Tracy

Michele McGarvey is truly amazing to work with for mortgages.
Anyone looking, she’s the lady to call!

MR - Leduc, AB

Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!

DP, Strathcona County, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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