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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele McGarvey and her team were very highly recommended to us and now we understand why. The whole team is knowledgeable, ready to answer any questions, are prompt to reply and follow through with the commitments they make. We are extremely grateful for the seamless transition of our new home purchase and in turn, would recommend their services.
NE, Fort Saskatchewan, AB
This is the first mortgage that we have taken that has been a pleasure to get. You made that process go very smoothly for us and we very much appreciate that. This was also done over the phone or through email, with no inconvenient meetings to try and make. It was a pleasure working with you on this transaction and we will call you again if we need help in the future.
Michele is truly a professional and a knowledgeable Mortgage Broker. Her customer service is excellent and follow-up was always timely. We felt like we were part of a super start team, with the goal in mind of securing a Mortgage at a better than competitive rate and structure. We are so thankful for Michele’s efficiency and her caring. It helped reduce the stress of buying!
Michele and her Team (Kirstie and Jill) were amazing to deal with! All were very professional and friendly! Michele always kept us informed throughout our mortgage process of our new home even if she did not have the information right away! She explains everything with clarity and makes sure we understand all of the information and all processes. Highly recommend Michele and her team!!
GG, Leduc, AB
As a first-time homebuyer, I was a bit intimidated to start understanding the steps to purchasing a home. Michele and her team were truly a fit for me and I’m so glad I found them. Thank you Michele for taking the time to not only find a great mortgage rate for me, but you really helped me every step of the way which ensured I felt secure and ready to put in that offer when the time came! I can’t recommend Michele and her team enough they are extremely professional, respond quickly and it was fun to work with them. Thank you again!
AM, Sherwood Park, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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