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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
While searching for a mortgage broker we were sent many names, one of them was Michele McGarvey. We are so glad that we picked her team! They were/still are nothing but helpful, patient, and amazing! Even when we got stressed, Michele/ Natalie/Jill were there to help! We appreciated their around the clock availability through phone call and text messages for questions/concerns that came up in the process. Very glad we picked Michele and her team! It was a great experience and wouldn’t think twice to recommend this team to others! Thank you!!
Bryan & Hannah
HP, Edmonton, AB
My experience buying a house was definitely a learning experience, you really made it less stressful and without your expertise I may have not had the home I’m in. 🙂
I will recommend you to all friends and family.
I appreciate Michele’s thoroughness and professionalism. She saved me an incredible amount of time and effort in securing a lower interest rate than I would have got on my own. I would highly recommend Michele to anyone in the future.
I valued how efficient Michele made the process and finding the best rates. Having a busy work schedule, I really appreciated that I could load all the documents on her secure site in the evening and she did all the leg work while I was still able to work. Saved me a lot of time! Would highly recommend her and her team.
AR, Ponoka, AB
I want to thank Michele for all the help she provided me through the whole process of buying my condo!
Michele provided fantastic hands-on service through every part of, not just the Mortgage, but the whole purchase process. I really appreciate how timely and dedicated she was every step of the way, including the incredibly quick response to any of my questions. As a first-time buyer, it was really great having that sort of knowledge and service. I never felt like there was any part of the Mortgage I had any doubt or uncertainty about.
I will absolutely be coming to Michele for any future mortgage needs, and I will also recommend her to anyone I can.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
Find out how much your home is worth.
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