Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele is truly a professional and a knowledgeable Mortgage Broker. Her customer service is excellent and follow-up was always timely. We felt like we were part of a super start team, with the goal in mind of securing a Mortgage at a better than competitive rate and structure. We are so thankful for Michele’s efficiency and her caring. It helped reduce the stress of buying!

I just want to say thank you so much for helping me with my mortgage. I appreciate how professional your team was. The interest rate was awesome. It is the extra things that you did like the checklist and the birthday card that meant a lot to me. I appreciated the communication every step of the way. It has been a month since l moved in, and you are still calling to make sure everything is ok. I would definitely recommend your team.

NS, Edmonton, AB

From the very first email contact, I felt like a valued customer. My bank didn’t make me feel that way. Michele walked me through the processes and had a mortgage offering for me within a few days.

Her team has helped with the details, and they were very thorough in explaining the next steps.

I have already referred Michele to my realtor and some of my friends. If you are looking for someone to get the job done… call Michele and her team.

Michele and her team were always accessible and willing to help in every way. They walked us through the process and answered each question we had. They were all upbeat and were genuinely pleased for us in our endeavor. It was a very positive experience working with Michele and her team and we highly recommend them.

DG, Stony Plain, AB

I strongly recommend chatting with Michele and her team if you’re in the market for a new mortgage or to refinance an existing mortgage.

CC, Edmonton, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

Videos

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DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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