How Your Vehicle Loan Impacts Your Financial Flexibility
February 12, 2026
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a first-time homebuyer, I was a bit intimidated to start understanding the steps to purchasing a home. Michele and her team were truly a fit for me and I’m so glad I found them. Thank you Michele for taking the time to not only find a great mortgage rate for me, but you really helped me every step of the way which ensured I felt secure and ready to put in that offer when the time came! I can’t recommend Michele and her team enough they are extremely professional, respond quickly and it was fun to work with them. Thank you again!
AM, Sherwood Park, AB
Thank you, Michele and Team, for an awesome experience and support!!
Michele went over and beyond my expectation to help me get my dream home. Her team made sure to be in contact with me to give updates whenever I reached out. She took care of every small detail to help me reach what I exactly wanted and getting everything set up before I get my keys.
Best stress-free experience of one the most biggest decision in my Life!!
DB, Edmonton, AB
Michele and her team were always accessible and willing to help in every way. They walked us through the process and answered each question we had. They were all upbeat and were genuinely pleased for us in our endeavor. It was a very positive experience working with Michele and her team and we highly recommend them.
DG, Stony Plain, AB
SURREAL MOMENTS
This is what happens after you surrender. I have had so many surreal moments the past few months.
This morning I am in awe with all the love and support that has come my way. I have many people to thank, don’t think I haven’t noticed.
This morning I have one amazing lady to give a massive THANK YOU to.
Thank you
Michele McGarvey
For believing in what seemed impossible to many
For working tirelessly so that I can rest
For being the calm in the eye of the storm
For handling all the hurtles and road blocks
For continuously saying- TRUST ME I’VE GOT THIS CHANTEL
For saying “this is going to happen!”
For getting me into my new home with less than 2 weeks to do it!
I found my house on Oct.15 and I am moving there tomorrow. SURREAL
CW, Sherwood Park, AB
Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!
DP, Strathcona County, AB
Lenders
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Latest News
What Homeowners Wish They Knew
January 30, 2026
New Year, New Possibilities
January 2, 2026
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.