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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
While searching for a mortgage broker we were sent many names, one of them was Michele McGarvey. We are so glad that we picked her team! They were/still are nothing but helpful, patient, and amazing! Even when we got stressed, Michele/ Natalie/Jill were there to help! We appreciated their around the clock availability through phone call and text messages for questions/concerns that came up in the process. Very glad we picked Michele and her team! It was a great experience and wouldn’t think twice to recommend this team to others! Thank you!!
Bryan & Hannah
HP, Edmonton, AB
I knew that due to my complicated divorce-refinance, that a professional who was well versed in the more delicate and complicated matters of a home refinance was required.
Thank you so much for your call and text message on our possession day! We wanted to thank you and your team for all your hard work, and we look forward to working with you in the future.
FH, Edmonton, AB
Honestly, I was completely satisfied with the overall experience. Michele and her team answered all my concerns and questions almost immediately. I always had an answer within minutes of emailing or asking. I couldn’t have received a better experience elsewhere.
Michele and her team are unbelievable. Only way to say it. They are extremely professional and very responsive to any questions I had about the home buying process. After jumping through hoops on two prior attempts to get a property, Michele was able to create a plan and utilize her large network and knowledge of the mortgage industry to get me the best possible rates (even updated it to a lower rate after finalizing the initial agreement as it had changed in that time). And while having to do everything virtually, I never felt out of the loop of what was going on as Michele or any member of her team were easy to reach with just one phone call. Amazing service, will continue to recommend to all my friends getting their new homes.
CH, Ponoka, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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