The Mortgage Details Many Homeowners Don’t Realize Matter
May 7, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
We recently bought our first house and used Michele and her team for the mortgage, and I am very glad we did. Not only were we able to get a great rate, but the entire experience could not have gone smoother. Kirstie was exceptionally responsive to any questions we had during the information gathering process, and able to provide easy to understand guidance so we were able to get the right information together quickly. Once we got everything together, they were able to quickly turn around the documents and allowed us to remove our financing condition early. Finally, they remained organized and communicated with us and our lawyer through to close to make sure everything went through without a hitch. Would highly recommend Michele to anyone, and have already given her name to family and friends
RT, Edmonton, AB
Michele and her team are the absolute best! She was always a pleasure to talk to and very supportive. We were thrown many curve balls while securing our dream home but Michele was always there with a solution. She is an excellent communicator and talks you through everything to make sure no questions are left unanswered. If you’re looking for an extremely knowledgeable and supportive team, look no further than the Michele McGarvey Team.
LH, Westerose, AB
I first applied for a mortgage with my bank of 20 years or so, and they screwed it up so bad it set me back a year in the process. I went to Michele and she was quick, efficient and much more educated on the whole process than the previous mortgage person I spoke with. Michele guided me through the process perfectly, recommended me excellent people to help with the closing and such, and was literally a dream to work with for buying my first house. I would recommend Michele to anyone who ever needs a broker, and I will be using her in every real estate deal I have in the future. I cannot express my satisfaction in this whole process. I would have been lost without her.
I just wanted to say thank you again for all your help when I bought this duplex back in May, I couldn’t have navigated any of that nonsense without you guys. All is well, I just appreciated the help and wanted to say thanks! Buying a house wasn’t fun, but you guys made it SIGNIFICANTLY easier.
AJ, Sherwood Park, AB
I have worked with Michele & Natalie, they answered my questions, and were very helpful. They were never pushy, and never rushed me, while still answering my questions for the past 2 years even though I was not ready to purchase a home yet.
When the time was right, I proceeded with an application to realize they had locked me into a great low interest rate from months ago. This saved me a lot of money. Everything went smooth with them, they assured me every step of the way, and followed up with mortgage insurance, property tax, and utilities set up. Even when the deal was signed and done, they did not stop their service to contact me, and make sure I was happy, and satisfied.
I am very pleased that I have chosen them out of the many options out there. I highly recommend the Michele McGarvey Team, and Natalie as excellent mortgage brokers.
YA, Edmonton, AB
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
May 7, 2026
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February 12, 2026
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