Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.79%
- $569.71
- $186.50
- 1 Year
- 6.15%
- $648.75
- 4.64%
- $561.28
- $87.47
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.54%
- $555.70
- $4.46
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.69%
- $564.08
- $-7.27
- 7 Years
- 6.41%
- $664.38
- 4.79%
- $569.71
- $94.67
- 10 Years
- 6.81%
- $688.72
- 4.79%
- $569.71
- $119.02

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

As a first time homebuyer, I came into the process with very limited knowledge about borrowing funds for a home. Michele made it extremely easy for myself to trust her in the assist of finding the best lender possible. Whether it was timely information, or quick advise. Michele was always available for me to talk to. As a customer, she made me feel very comfortable and valued with her personal touch and professional knowledge.

Michele McGarvey’s team has been absolutely outstanding with helping my partner and I in buying our property. They were always available to chat and made the house buying experience as easy as possible. Thank you so much!

ME, Sturgeon County, AB

Michele’s team was amazing! I was referred through a friend and was skeptical at first because working with someone new is challenging for me. The team worked very hard to understand my needs/wants. They built trust and walked me through every step. Plus I got a killer rate 😉 Using them was the best decision I could have done! 5 Stars!

SK, Edmonton, AB

Michele is truly a professional and a knowledgeable Mortgage Broker. Her customer service is excellent and follow-up was always timely. We felt like we were part of a super start team, with the goal in mind of securing a Mortgage at a better than competitive rate and structure. We are so thankful for Michele’s efficiency and her caring. It helped reduce the stress of buying!

We would like to sincerely thank you for all your help and guidance throughout the refinancing process. Your expertise, patience, and clear communication made this somewhat stressful experience feel smooth and manageable.

We truly appreciated how responsive and knowledgeable you were, whether it was explaining the different refinancing/mortgage options, answering our myriad of questions, or making sure we got all our paperwork in order. Your support gave us great confidence in the decisions we made. We look forward to working with you again once it is time to refinance for our future home.

Thank you, Ladies, again for everything you have done. We would not hesitate to recommend you to anyone looking for mortgage advisors.

– Anna and Tracy

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.79%
- $569.71
- $186.50
- 1 Year
- 6.15%
- $648.75
- 4.64%
- $561.28
- $87.47
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.54%
- $555.70
- $4.46
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.69%
- $564.08
- $-7.27
- 7 Years
- 6.41%
- $664.38
- 4.79%
- $569.71
- $94.67
- 10 Years
- 6.81%
- $688.72
- 4.79%
- $569.71
- $119.02

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!