The Mortgage Details Many Homeowners Don’t Realize Matter
May 7, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele, helped us out of a tough financial situation. She showed professionalism and class, to help us out.
I 1000 percent recommend the Michele McGarvey team for your mortgage needs. My husband and I were in a unique spot and tried with three of the big banks to get our mortgage and nobody could come up with any solutions. We were told about the team from a friend who also had great reviews about their experience. Throughout the process we felt so comfortable and confident they were there to help us. They were very personable and made us feel “heard”. One of the most professional teams we have worked with. Definitely will tell all of our friends to reach out to this team. Thank you for everything.
– Amanda
I valued how efficient Michele made the process and finding the best rates. Having a busy work schedule, I really appreciated that I could load all the documents on her secure site in the evening and she did all the leg work while I was still able to work. Saved me a lot of time! Would highly recommend her and her team.
AR, Ponoka, AB
I am so thankful for the time, attention and care that Michele and the team gave to me during my home purchase and financing. Moving from another province, starting a new job, leaving behind all that I know, it was such a blessing to have the support and confidence of the McGarvey team beside me. Being able to contact the team at any time for any questions or just for reassurance that we were on track and always receiving a prompt, informative and encouraging response made me so glad that I’d chosen Michele and the team for my mortgage needs. Even once all the paperwork was signed on the dotted line, Michele checked in more than once to wish me congratulations, thank me for the opportunity to be a part of my journey and to offer any support should it be needed.
Thank you Michele and team for everything you did from start to finish, it meant so much to know that I had such amazing support.
AS, Ponoka, AB
I personally dealt with Michele, she has been nothing but helpful. We had a rough time purchasing the home we currently live in. Michele was super helpful every step of the way and very encouraging when things looked like they were going to fall through. I am very blessed to have had this experience with the Michele McGarvey Team.
CY, Leduc, AB
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
May 7, 2026
April 16, 2026
February 12, 2026
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Thanks for contacting us! We will get in touch with you shortly.
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.