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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
From start to finish, the Michele McGarvey Team was most responsive. All of them, at various times, held my hand through the intricacies of buying a house/obtaining a mortgage. Now that it is completed, I know they are still there with me should I have any questions, whether now or down the road. Most professional, and just as importantly, very nice.
Good job and highly recommended!
DG, Sherwood Park, AB
I had the pleasure of working with Michele earlier this year. I was extremely impressed by how quickly she answered any questions I had and also got the ball rolling with any tasks that needed to be done. She was a delight to work with and I would recommend her to any family members or friends who were looking for a broker. She made everything so easy for me, which was much appreciated in the (sometimes) stressful task of purchasing a home. Thank you!
Michele and her team are awesome! They take great care of their clients.
MS, Spruce Grove, AB
As for the referrals, I will most definitely pass out your information. Which, I have already done!
As a first-time homebuyer, I was a bit intimidated to start understanding the steps to purchasing a home. Michele and her team were truly a fit for me and I’m so glad I found them. Thank you Michele for taking the time to not only find a great mortgage rate for me, but you really helped me every step of the way which ensured I felt secure and ready to put in that offer when the time came! I can’t recommend Michele and her team enough they are extremely professional, respond quickly and it was fun to work with them. Thank you again!
AM, Sherwood Park, AB
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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