Could Refinancing Your Mortgage Help You Get Out of Debt?
June 4, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I have used Michele and her team many times. They have always gone the extra mile to make sure I get the best rate possible, and they are always there to be able to communicate any concerns. Highly recommend!
DB, Leduc County, AB
Michele and team are just amazing to work with. She helped my wife and I refinance our mortgage and got out of some bad debts.
Thank you very much Michele!
AL, Edmonton, AB
Michele went out of her way to accommodate my needs. Most importantly, she listened to what I needed before making any decisions. With my lengthy hours at work and distance from her office, we were able to complete all the paper work online. Michele has built relationships at banks that made dealing with them more of personal experience. Michele was clear on the process, how long it would take and the possible outcomes. A solid pleasant experience.
I am so thankful for the time, attention and care that Michele and the team gave to me during my home purchase and financing. Moving from another province, starting a new job, leaving behind all that I know, it was such a blessing to have the support and confidence of the McGarvey team beside me. Being able to contact the team at any time for any questions or just for reassurance that we were on track and always receiving a prompt, informative and encouraging response made me so glad that I’d chosen Michele and the team for my mortgage needs. Even once all the paperwork was signed on the dotted line, Michele checked in more than once to wish me congratulations, thank me for the opportunity to be a part of my journey and to offer any support should it be needed.
Thank you Michele and team for everything you did from start to finish, it meant so much to know that I had such amazing support.
AS, Ponoka, AB
I was a first-time home-buyer with little knowledge of mortgages and how to go about getting one. Michele made the whole process very simple and went to great lengths to ensure I understood all aspects of the process and contracts. I never felt rushed and there was no pressure. She was very professional, yet friendly and approachable. It was an overall positive experience, and I will undoubtedly work with her again when the time comes.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
June 4, 2026
May 7, 2026
April 16, 2026
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Thanks for contacting us! We will get in touch with you shortly.
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.