Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele and the team were absolutely amazing! We were able to ask all our questions and feel comfortable in the process of getting our mortgage for our new home and everything worked out smoothly! These ladies definitely work hard to get things done! Highly recommend for all your mortgage needs!

KD, Blackfalds, AB

My husband and I just purchased our first home/investment property and were referred to Michele and her team via our realtor. Michele and her team were excellent start to finish! They guided us through everything, answered all of my silly questions, and promptly answered the phone when I had to call outside of the bank just to make sure I was doing everything correctly. Having a team that was so knowledgeable about the process took the stress out of it, and that meant everything to us during this major purchase.

SL, Edmonton, AB

I first applied for a mortgage with my bank of 20 years or so, and they screwed it up so bad it set me back a year in the process. I went to Michele and she was quick, efficient and much more educated on the whole process than the previous mortgage person I spoke with. Michele guided me through the process perfectly, recommended me excellent people to help with the closing and such, and was literally a dream to work with for buying my first house. I would recommend Michele to anyone who ever needs a broker, and I will be using her in every real estate deal I have in the future. I cannot express my satisfaction in this whole process. I would have been lost without her.

Michele and her team are the absolute best! She was always a pleasure to talk to and very supportive. We were thrown many curve balls while securing our dream home but Michele was always there with a solution. She is an excellent communicator and talks you through everything to make sure no questions are left unanswered. If you’re looking for an extremely knowledgeable and supportive team, look no further than the Michele McGarvey Team.

LH, Westerose, AB

Thank you, Michele and Team, for an awesome experience and support!!

Michele went over and beyond my expectation to help me get my dream home. Her team made sure to be in contact with me to give updates whenever I reached out. She took care of every small detail to help me reach what I exactly wanted and getting everything set up before I get my keys.

Best stress-free experience of one the most biggest decision in my Life!!

DB, Edmonton, AB

Lenders

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!