Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.79%
- $569.71
- $186.50
- 1 Year
- 6.15%
- $648.75
- 4.64%
- $561.28
- $87.47
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.54%
- $555.70
- $4.46
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.74%
- $566.89
- $-10.08
- 7 Years
- 6.41%
- $664.38
- 4.79%
- $569.71
- $94.67
- 10 Years
- 6.81%
- $688.72
- 4.79%
- $569.71
- $119.02

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele and her team went over and beyond my expectations each time I have worked with them- two home purchases as well as a lot of support through a sale. Most recently they helped me get and my family into a home that worked for us after having to sell my first home that just didn’t work anymore. Michele and her team were judgement free and supported me to make the best choices for my family. I would have no hesitation in using Michele and her team again!

RW, Sherwood Park, AB

Fabulous!! Really wonderful helping me through this entire process from start to finish! Extremely knowledgeable and got me an amazing rate for my mortgage! Michele really went above and beyond to help me with my purchase and more.

TT, Leduc, AB

Michele McGarvey and her team are great to work with, they are professional and caring!!! We recommend them to everyone!

TC, Morinville, AB

Michele is great to deal with, I liked the electronic document capabilities she has making a renewals or any mortgage application very easy to complete. Michele followed up on a few problems I had with the bank and made sure these issues were corrected. I am very satisfied and will call Michele again in 5 years for my renewal.

I’ll never get my mortgage through anyone but Michele now. She truly understands what good customer service is, and works hard for you and your family. She’s extremely knowledgeable and takes the time to explain the entire mortgage process to you, and she’s always available for extra questions or assistance. She’s definitely the best out there!

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.79%
- $569.71
- $186.50
- 1 Year
- 6.15%
- $648.75
- 4.64%
- $561.28
- $87.47
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.54%
- $555.70
- $4.46
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.74%
- $566.89
- $-10.08
- 7 Years
- 6.41%
- $664.38
- 4.79%
- $569.71
- $94.67
- 10 Years
- 6.81%
- $688.72
- 4.79%
- $569.71
- $119.02

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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