Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele delivers top notch service. She goes the extra mile in her service. Highly recommend.

TW, Edmonton, AB

Michele & her team are tireless, perfectionist professionals who streamline the mortgage process & provide excellent options. I highly recommend them, both for purchase and renewal.

MR, St. Albert, AB

I recently purchased a quick possession home and have only positive things to say about my experience with Michele McGarvey Mortgage Team. The entire team is professional, competent and you leave each conversation feeling heard. The team guides you through each step of securing a mortgage and even provides you with a thorough checklist. I would absolutely recommend their services for anyone looking to purchase a home.

– Aliya

I knew that due to my complicated divorce-refinance, that a professional who was well versed in the more delicate and complicated matters of a home refinance was required.

We recently bought our first house and used Michele and her team for the mortgage, and I am very glad we did. Not only were we able to get a great rate, but the entire experience could not have gone smoother. Kirstie was exceptionally responsive to any questions we had during the information gathering process, and able to provide easy to understand guidance so we were able to get the right information together quickly. Once we got everything together, they were able to quickly turn around the documents and allowed us to remove our financing condition early. Finally, they remained organized and communicated with us and our lawyer through to close to make sure everything went through without a hitch. Would highly recommend Michele to anyone, and have already given her name to family and friends

RT, Edmonton, AB

Lenders

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

Videos

DLC - Self Employed Mortgage Solution

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DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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