The Mortgage Details Many Homeowners Don’t Realize Matter
May 7, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a first-time homebuyer, I was a bit intimidated to start understanding the steps to purchasing a home. Michele and her team were truly a fit for me and I’m so glad I found them. Thank you Michele for taking the time to not only find a great mortgage rate for me, but you really helped me every step of the way which ensured I felt secure and ready to put in that offer when the time came! I can’t recommend Michele and her team enough they are extremely professional, respond quickly and it was fun to work with them. Thank you again!
AM, Sherwood Park, AB
Michele went out of her way to accommodate my needs. Most importantly, she listened to what I needed before making any decisions. With my lengthy hours at work and distance from her office, we were able to complete all the paper work online. Michele has built relationships at banks that made dealing with them more of personal experience. Michele was clear on the process, how long it would take and the possible outcomes. A solid pleasant experience.
I have used Michele and her team many times. They have always gone the extra mile to make sure I get the best rate possible, and they are always there to be able to communicate any concerns. Highly recommend!
DB, Leduc County, AB
We would like to sincerely thank you for all your help and guidance throughout the refinancing process. Your expertise, patience, and clear communication made this somewhat stressful experience feel smooth and manageable.
We truly appreciated how responsive and knowledgeable you were, whether it was explaining the different refinancing/mortgage options, answering our myriad of questions, or making sure we got all our paperwork in order. Your support gave us great confidence in the decisions we made. We look forward to working with you again once it is time to refinance for our future home.
Thank you, Ladies, again for everything you have done. We would not hesitate to recommend you to anyone looking for mortgage advisors.
– Anna and Tracy
Michele’s team was amazing! I was referred through a friend and was skeptical at first because working with someone new is challenging for me. The team worked very hard to understand my needs/wants. They built trust and walked me through every step. Plus I got a killer rate 😉 Using them was the best decision I could have done! 5 Stars!
SK, Edmonton, AB
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
May 7, 2026
April 16, 2026
February 12, 2026
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