What Homeowners Wish They Knew
January 30, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a first time homebuyer, I came into the process with very limited knowledge about borrowing funds for a home. Michele made it extremely easy for myself to trust her in the assist of finding the best lender possible. Whether it was timely information, or quick advise. Michele was always available for me to talk to. As a customer, she made me feel very comfortable and valued with her personal touch and professional knowledge.
I used to work in the financial industry and have dealt with many different professionals, so I can confidently say Michele is truly top notch in her field. I have recommended her to friends & family, and will continue to do so without hesitation.
I have worked with Michele & Natalie, they answered my questions, and were very helpful. They were never pushy, and never rushed me, while still answering my questions for the past 2 years even though I was not ready to purchase a home yet.
When the time was right, I proceeded with an application to realize they had locked me into a great low interest rate from months ago. This saved me a lot of money. Everything went smooth with them, they assured me every step of the way, and followed up with mortgage insurance, property tax, and utilities set up. Even when the deal was signed and done, they did not stop their service to contact me, and make sure I was happy, and satisfied.
I am very pleased that I have chosen them out of the many options out there. I highly recommend the Michele McGarvey Team, and Natalie as excellent mortgage brokers.
YA, Edmonton, AB
We found you to be a kind, compassionate woman, who was not only concerned for but interested in our well being . Though our outcome was not what I hoped for or wanted, I still feel taken care of by you . We would not hesitate to recommend you to another if it came up in conversation, and we do find you not only trustworthy , but reachable.
Michele’s team was amazing! I was referred through a friend and was skeptical at first because working with someone new is challenging for me. The team worked very hard to understand my needs/wants. They built trust and walked me through every step. Plus I got a killer rate 😉 Using them was the best decision I could have done! 5 Stars!
SK, Edmonton, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
January 30, 2026
January 2, 2026
December 11, 2025
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