Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I have worked with Michele & Natalie, they answered my questions, and were very helpful. They were never pushy, and never rushed me, while still answering my questions for the past 2 years even though I was not ready to purchase a home yet.

When the time was right, I proceeded with an application to realize they had locked me into a great low interest rate from months ago. This saved me a lot of money. Everything went smooth with them, they assured me every step of the way, and followed up with mortgage insurance, property tax, and utilities set up. Even when the deal was signed and done, they did not stop their service to contact me, and make sure I was happy, and satisfied.

I am very pleased that I have chosen them out of the many options out there. I highly recommend the Michele McGarvey Team, and Natalie as excellent mortgage brokers.

YA, Edmonton, AB

This is the first mortgage that we have taken that has been a pleasure to get. You made that process go very smoothly for us and we very much appreciate that. This was also done over the phone or through email, with no inconvenient meetings to try and make. It was a pleasure working with you on this transaction and we will call you again if we need help in the future.

Michele and her team are always helpful, friendly and an absolute pleasure to work with. They are excellent. We highly recommend Michele to anyone looking for mortgage assistance.

AQ, Beaumont, AB

I want to tell you how much we appreciate all of your efforts that culminated in us being able to purchase and move into our new, beautiful, wonderful home. We owe you a huge THANK-YOU. Thank-you for being able to pull together our financing in the very short time between our request and our possession date – unbelievable! Thank-you for actually listening to what we wanted (not at all usual in our world today). Thank-you for getting us everything we asked for!- Especially the specific prepayment options we needed. Thank-you for being a true professional – I’m sure in your line of work you know what its like to deal with true professionals and how uncommon that is – you provided so many intangibles – timeliness, courtesy, truthfulness, reliability, the list goes on.- Finally, from me especially – thanks for being Michele. We will work together again one day.

Michele, helped us out of a tough financial situation. She showed professionalism and class, to help us out.

Lenders

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

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