Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

My experience buying a house was definitely a learning experience, you really made it less stressful and without your expertise I may have not had the home I’m in. 🙂
I will recommend you to all friends and family.

Been 40 years since our last mortgage, so she helped us through the process. Felt very comfortable.

Michele and her team went over and beyond my expectations each time I have worked with them- two home purchases as well as a lot of support through a sale. Most recently they helped me get and my family into a home that worked for us after having to sell my first home that just didn’t work anymore. Michele and her team were judgement free and supported me to make the best choices for my family. I would have no hesitation in using Michele and her team again!

RW, Sherwood Park, AB

I want to thank Michele for all the help she provided me through the whole process of buying my condo!

Michele provided fantastic hands-on service through every part of, not just the Mortgage, but the whole purchase process. I really appreciate how timely and dedicated she was every step of the way, including the incredibly quick response to any of my questions. As a first-time buyer, it was really great having that sort of knowledge and service. I never felt like there was any part of the Mortgage I had any doubt or uncertainty about.

I will absolutely be coming to Michele for any future mortgage needs, and I will also recommend her to anyone I can.

Michele, Kirstie, and Jill did a remarkable job! We never felt that they were too busy with other clients to respond to us. We had a lot of questions, and they were always happy to answer. They were professional, friendly, and a real pleasure to work with. We would highly recommend them to anyone!

PF, Wetaskiwin, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

Videos

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DLC - Fixed VS Variable Rates

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