Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

4.30%

Current prime rate is

4.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
- 5 Years
- 4.56%
- $556.81
- 4.24%
- $539.11
- $17.70
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele, Natalie, and Jill were so amazing to work with. Everything went so smoothly. They are professional and get the job done quickly. They also explained everything, so it was very easy to understand. I highly recommend the Michele McGarvey Team and will be referring everyone to them!

JR, Barrhead, AB

Michele and her team are unbelievable. Only way to say it. They are extremely professional and very responsive to any questions I had about the home buying process. After jumping through hoops on two prior attempts to get a property, Michele was able to create a plan and utilize her large network and knowledge of the mortgage industry to get me the best possible rates (even updated it to a lower rate after finalizing the initial agreement as it had changed in that time). And while having to do everything virtually, I never felt out of the loop of what was going on as Michele or any member of her team were easy to reach with just one phone call. Amazing service, will continue to recommend to all my friends getting their new homes.

CH, Ponoka, AB

Michele and the team were absolutely amazing! We were able to ask all our questions and feel comfortable in the process of getting our mortgage for our new home and everything worked out smoothly! These ladies definitely work hard to get things done! Highly recommend for all your mortgage needs!

KD, Blackfalds, AB

Buying a new home is a daunting process. I am SO grateful to have had the support of Michele and her team throughout this process. Michele is super knowledgeable, professional, and was willing to go the “extra distance” to help us secure the right mortgage for us. Michele and her team were always available to answer our questions and would schedule meetings/phone-calls very promptly, when requested. Her services were recommended to me by a close friend, and I would happily recommend Michele to any one of my friends looking for help with their mortgage.

KN, Edmonton, AB

Michele & her team are tireless, perfectionist professionals who streamline the mortgage process & provide excellent options. I highly recommend them, both for purchase and renewal.

MR, St. Albert, AB

Lenders

Current Rates

Current variable mortgage rate is

4.30%

Current prime rate is

4.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
- 5 Years
- 4.56%
- $556.81
- 4.24%
- $539.11
- $17.70
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50

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