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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele & her team are tireless, perfectionist professionals who streamline the mortgage process & provide excellent options. I highly recommend them, both for purchase and renewal.
MR, St. Albert, AB
We found you to be a kind, compassionate woman, who was not only concerned for but interested in our well being . Though our outcome was not what I hoped for or wanted, I still feel taken care of by you . We would not hesitate to recommend you to another if it came up in conversation, and we do find you not only trustworthy , but reachable.
This was our first attempt at applying for a mortgage and both Carol and I really had no idea what to expect. As we moved forward with the process your team guided us in such a way that it made the process seem effortless. Your team was referred to us by a family friend, so we went ahead and took the recommendation. In hindsight, this was the best choice we could have made. Your engagement in this process was, in our opinion, second to none, all the steps were laid out clearly and concisely and before we knew it, we are now homeowners!!
Thanks and Gratitude go to your Team from both of us for allowing this experience to be an outstanding one.
Ken & Carol
KT, Edmonton, AB
Working with Michele was by far the easiest part of our buying and selling experience. The knowledge and expertise truly made the process seamless and less stressful. We would highly recommend Michele to anyone looking for a mortgage!
I recommend the McGarvey Team to everyone! They take the stress out of every aspect of financing and continue to provide support and advice throughout the duration of your mortgage.
Best decision you will ever make is choosing them!
-Erin
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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