Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

This is the first mortgage that we have taken that has been a pleasure to get. You made that process go very smoothly for us and we very much appreciate that. This was also done over the phone or through email, with no inconvenient meetings to try and make. It was a pleasure working with you on this transaction and we will call you again if we need help in the future.

I have used Michele and her team many times. They have always gone the extra mile to make sure I get the best rate possible, and they are always there to be able to communicate any concerns. Highly recommend!

DB, Leduc County, AB

I’ll never get my mortgage through anyone but Michele now. She truly understands what good customer service is, and works hard for you and your family. She’s extremely knowledgeable and takes the time to explain the entire mortgage process to you, and she’s always available for extra questions or assistance. She’s definitely the best out there!

We recently bought our first house and used Michele and her team for the mortgage, and I am very glad we did. Not only were we able to get a great rate, but the entire experience could not have gone smoother. Kirstie was exceptionally responsive to any questions we had during the information gathering process, and able to provide easy to understand guidance so we were able to get the right information together quickly. Once we got everything together, they were able to quickly turn around the documents and allowed us to remove our financing condition early. Finally, they remained organized and communicated with us and our lawyer through to close to make sure everything went through without a hitch. Would highly recommend Michele to anyone, and have already given her name to family and friends

RT, Edmonton, AB

My husband and I just purchased our first home/investment property and were referred to Michele and her team via our realtor. Michele and her team were excellent start to finish! They guided us through everything, answered all of my silly questions, and promptly answered the phone when I had to call outside of the bank just to make sure I was doing everything correctly. Having a team that was so knowledgeable about the process took the stress out of it, and that meant everything to us during this major purchase.

SL, Edmonton, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

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