Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

We recently bought our first house and used Michele and her team for the mortgage, and I am very glad we did. Not only were we able to get a great rate, but the entire experience could not have gone smoother. Kirstie was exceptionally responsive to any questions we had during the information gathering process, and able to provide easy to understand guidance so we were able to get the right information together quickly. Once we got everything together, they were able to quickly turn around the documents and allowed us to remove our financing condition early. Finally, they remained organized and communicated with us and our lawyer through to close to make sure everything went through without a hitch. Would highly recommend Michele to anyone, and have already given her name to family and friends

RT, Edmonton, AB

Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!

DP, Strathcona County, AB

Very good customer services! I most definitely would recommend your team.

As a matter of fact, I already referred a very nice lady.

SG, Leduc, AB

Michele McGarvey and her team are great to work with, they are professional and caring!!! We recommend them to everyone!

TC, Morinville, AB

Michele and her team very patient, flexible, and appropriately persistent in getting the required documentation. Thank you for helping us get this done.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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