The Rate Debate
May 16, 2022
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
2.30%
Current prime rate is
3.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.74%
- $512.02
- 3.59%
- $504.03
- $7.99
-
- 1 Year
- 3.49%
- $498.74
- 3.09%
- $477.88
- $20.87
-
- 2 Years
- 3.94%
- $522.77
- 3.39%
- $493.48
- $29.29
-
- 3 Years
- 4.29%
- $541.86
- 3.79%
- $514.70
- $27.16
-
- 4 Years
- 4.74%
- $566.89
- 3.99%
- $525.48
- $41.41
-
- 5 Years
- 4.99%
- $581.04
- 4.19%
- $536.37
- $44.67
-
- 7 Years
- 5.35%
- $601.69
- 4.59%
- $558.49
- $43.20
-
- 10 Years
- 5.60%
- $616.23
- 4.75%
- $567.46
- $48.77
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele McGarvey and her team were very highly recommended to us and now we understand why. The whole team is knowledgeable, ready to answer any questions, are prompt to reply and follow through with the commitments they make. We are extremely grateful for the seamless transition of our new home purchase and in turn, would recommend their services.
NE, Fort Saskatchewan, AB
I used to work in the financial industry and have dealt with many different professionals, so I can confidently say Michele is truly top notch in her field. I have recommended her to friends & family, and will continue to do so without hesitation.
Michele McGarvey is truly amazing to work with for mortgages.
Anyone looking, she’s the lady to call!
MR - Leduc, AB
Michele is very professional and I know I can count on her to make sure nothing is missed. Very positive, diligent and trustworthy!
Michele McGarvey and her team did an amazing job! They were responsive to my many questions and prepared me ahead of time for everything that was going to happen. I felt confident that they were offering me the best options, and I am completely satisfied with their work. I would highly recommend this team to anyone looking for excellent service and great deals.
KS, Edmonton, AB
Lenders
Current Rates
Current variable mortgage rate is
2.30%
Current prime rate is
3.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.74%
- $512.02
- 3.59%
- $504.03
- $7.99
-
- 1 Year
- 3.49%
- $498.74
- 3.09%
- $477.88
- $20.87
-
- 2 Years
- 3.94%
- $522.77
- 3.39%
- $493.48
- $29.29
-
- 3 Years
- 4.29%
- $541.86
- 3.79%
- $514.70
- $27.16
-
- 4 Years
- 4.74%
- $566.89
- 3.99%
- $525.48
- $41.41
-
- 5 Years
- 4.99%
- $581.04
- 4.19%
- $536.37
- $44.67
-
- 7 Years
- 5.35%
- $601.69
- 4.59%
- $558.49
- $43.20
-
- 10 Years
- 5.60%
- $616.23
- 4.75%
- $567.46
- $48.77
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
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