Could Refinancing Your Mortgage Help You Get Out of Debt?
June 4, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I 1000 percent recommend the Michele McGarvey team for your mortgage needs. My husband and I were in a unique spot and tried with three of the big banks to get our mortgage and nobody could come up with any solutions. We were told about the team from a friend who also had great reviews about their experience. Throughout the process we felt so comfortable and confident they were there to help us. They were very personable and made us feel “heard”. One of the most professional teams we have worked with. Definitely will tell all of our friends to reach out to this team. Thank you for everything.
– Amanda
I’ll never get my mortgage through anyone but Michele now. She truly understands what good customer service is, and works hard for you and your family. She’s extremely knowledgeable and takes the time to explain the entire mortgage process to you, and she’s always available for extra questions or assistance. She’s definitely the best out there!
From start to finish, the Michele McGarvey Team was most responsive. All of them, at various times, held my hand through the intricacies of buying a house/obtaining a mortgage. Now that it is completed, I know they are still there with me should I have any questions, whether now or down the road. Most professional, and just as importantly, very nice.
Good job and highly recommended!
DG, Sherwood Park, AB
This was our first attempt at applying for a mortgage and both Carol and I really had no idea what to expect. As we moved forward with the process your team guided us in such a way that it made the process seem effortless. Your team was referred to us by a family friend, so we went ahead and took the recommendation. In hindsight, this was the best choice we could have made. Your engagement in this process was, in our opinion, second to none, all the steps were laid out clearly and concisely and before we knew it, we are now homeowners!!
Thanks and Gratitude go to your Team from both of us for allowing this experience to be an outstanding one.
Ken & Carol
KT, Edmonton, AB
Michele was very friendly, professional, and knowledgeable. She kept in good contact. As a first time homebuyer, she made sure to keep me updated, and coached me through the whole process, even including things that more than likely, weren’t directly associated with the mortgage process.
Lenders
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
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