Separated and Refinancing? A Dower Detail to Know
September 28, 2026
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
-
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
-
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
-
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
-
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
-
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele, helped us out of a tough financial situation. She showed professionalism and class, to help us out.
Very good customer services! I most definitely would recommend your team.
As a matter of fact, I already referred a very nice lady.
SG, Leduc, AB
Michele McGarvey is truly amazing to work with for mortgages.
Anyone looking, she’s the lady to call!
MR - Leduc, AB
I want to tell you how much we appreciate all of your efforts that culminated in us being able to purchase and move into our new, beautiful, wonderful home. We owe you a huge THANK-YOU. Thank-you for being able to pull together our financing in the very short time between our request and our possession date – unbelievable! Thank-you for actually listening to what we wanted (not at all usual in our world today). Thank-you for getting us everything we asked for!- Especially the specific prepayment options we needed. Thank-you for being a true professional – I’m sure in your line of work you know what its like to deal with true professionals and how uncommon that is – you provided so many intangibles – timeliness, courtesy, truthfulness, reliability, the list goes on.- Finally, from me especially – thanks for being Michele. We will work together again one day.
My husband and I just purchased our first home/investment property and were referred to Michele and her team via our realtor. Michele and her team were excellent start to finish! They guided us through everything, answered all of my silly questions, and promptly answered the phone when I had to call outside of the bank just to make sure I was doing everything correctly. Having a team that was so knowledgeable about the process took the stress out of it, and that meant everything to us during this major purchase.
SL, Edmonton, AB
Lenders
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
-
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
-
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
-
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
-
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
-
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Latest News
Enjoy Summer Without Losing Sight of Your Financial Goals
July 7, 2026
Could Refinancing Your Mortgage Help You Get Out of Debt?
June 4, 2026
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.