Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I was a first-time home-buyer with little knowledge of mortgages and how to go about getting one. Michele made the whole process very simple and went to great lengths to ensure I understood all aspects of the process and contracts. I never felt rushed and there was no pressure. She was very professional, yet friendly and approachable. It was an overall positive experience, and I will undoubtedly work with her again when the time comes.

Michele, Kirstie & Jill

Thank you so much for all of your help with our mortgage. You are an amazing team!

CB, Victoria, BC

We recently bought our first house and used Michele and her team for the mortgage, and I am very glad we did. Not only were we able to get a great rate, but the entire experience could not have gone smoother. Kirstie was exceptionally responsive to any questions we had during the information gathering process, and able to provide easy to understand guidance so we were able to get the right information together quickly. Once we got everything together, they were able to quickly turn around the documents and allowed us to remove our financing condition early. Finally, they remained organized and communicated with us and our lawyer through to close to make sure everything went through without a hitch. Would highly recommend Michele to anyone, and have already given her name to family and friends

RT, Edmonton, AB

Michele was extremely professional and knowledgeable throughout our whole mortgage experience. She answered all our questions and always replied to our emails. I would highly recommend her to anyone seeking a mortgage broker!

Buying a new home is a daunting process. I am SO grateful to have had the support of Michele and her team throughout this process. Michele is super knowledgeable, professional, and was willing to go the “extra distance” to help us secure the right mortgage for us. Michele and her team were always available to answer our questions and would schedule meetings/phone-calls very promptly, when requested. Her services were recommended to me by a close friend, and I would happily recommend Michele to any one of my friends looking for help with their mortgage.

KN, Edmonton, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!