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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I knew that due to my complicated divorce-refinance, that a professional who was well versed in the more delicate and complicated matters of a home refinance was required.
Thank you
CW, Sherwood Park, AB
I recommend the McGarvey Team to everyone! They take the stress out of every aspect of financing and continue to provide support and advice throughout the duration of your mortgage.
Best decision you will ever make is choosing them!
-Erin
We would like to sincerely thank you for all your help and guidance throughout the refinancing process. Your expertise, patience, and clear communication made this somewhat stressful experience feel smooth and manageable.
We truly appreciated how responsive and knowledgeable you were, whether it was explaining the different refinancing/mortgage options, answering our myriad of questions, or making sure we got all our paperwork in order. Your support gave us great confidence in the decisions we made. We look forward to working with you again once it is time to refinance for our future home.
Thank you, Ladies, again for everything you have done. We would not hesitate to recommend you to anyone looking for mortgage advisors.
– Anna and Tracy
Fabulous!! Really wonderful helping me through this entire process from start to finish! Extremely knowledgeable and got me an amazing rate for my mortgage! Michele really went above and beyond to help me with my purchase and more.
TT, Leduc, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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