Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.64%
- $561.28
- $86.87
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele and team are just amazing to work with. She helped my wife and I refinance our mortgage and got out of some bad debts.

Thank you very much Michele!

AL, Edmonton, AB

I would like to thank you so much for all your help, for being on top with all the documents, for being in touch with the right people I needed, for making this whole process easier.

I have been in such much stress lately but having you taking care of all my mortgage process, took a lot of weight off my shoulders.

You saved me so much time, stress and money, with the 3.99% interest.

I appreciate your team, your work, your time and effort.

Thank you so much, you are a great team, and I will recommend you to everyone who need help or asks for help.

Ramona

Michele, helped us out of a tough financial situation. She showed professionalism and class, to help us out.

Michele was very thorough explaining all of the possible options, and how things would work with each of them. She was very accommodating to our complicated schedule and worked with us over phone & email to progress our file until signatures were required. We would definitely use Michele’s services again in the future.

I recently purchased a quick possession home and have only positive things to say about my experience with Michele McGarvey Mortgage Team. The entire team is professional, competent and you leave each conversation feeling heard. The team guides you through each step of securing a mortgage and even provides you with a thorough checklist. I would absolutely recommend their services for anyone looking to purchase a home.

– Aliya

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.64%
- $561.28
- $86.87
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!