Michele McGarvey Team

Download My Mortgage Toolbox!

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I just want to say thank you so much for helping me with my mortgage. I appreciate how professional your team was. The interest rate was awesome. It is the extra things that you did like the checklist and the birthday card that meant a lot to me. I appreciated the communication every step of the way. It has been a month since l moved in, and you are still calling to make sure everything is ok. I would definitely recommend your team.

NS, Edmonton, AB

Michele and her team are always helpful, friendly and an absolute pleasure to work with. They are excellent. We highly recommend Michele to anyone looking for mortgage assistance.

AQ, Beaumont, AB

I appreciate Michele’s thoroughness and professionalism. She saved me an incredible amount of time and effort in securing a lower interest rate than I would have got on my own. I would highly recommend Michele to anyone in the future.

I have used Michele and her team many times. They have always gone the extra mile to make sure I get the best rate possible, and they are always there to be able to communicate any concerns. Highly recommend!

DB, Leduc County, AB

Michele is great to deal with, I liked the electronic document capabilities she has making a renewals or any mortgage application very easy to complete. Michele followed up on a few problems I had with the bank and made sure these issues were corrected. I am very satisfied and will call Michele again in 5 years for my renewal.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!