Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele McGarvey and her team were very highly recommended to us and now we understand why. The whole team is knowledgeable, ready to answer any questions, are prompt to reply and follow through with the commitments they make. We are extremely grateful for the seamless transition of our new home purchase and in turn, would recommend their services.

NE, Fort Saskatchewan, AB

Fabulous!! Really wonderful helping me through this entire process from start to finish! Extremely knowledgeable and got me an amazing rate for my mortgage! Michele really went above and beyond to help me with my purchase and more.

TT, Leduc, AB

I was forced to refinance my house to buy out my spouse when my marriage fell apart. I didn’t even know how to start and so I turned to Michele. Right from the beginning she took charge of the “delicate” and “time sensitive” nature of my situation. Her vast knowledge really showed as she was able to answer all of my difficult questions and address my concerns. She gave me options and kept me informed of how everything was progressing throughout the process. I cannot say what a relief this was, as divorces are stressful at the best of times, without having to fight the bank for your home.

I just wanted to say thank you again for all your help when I bought this duplex back in May, I couldn’t have navigated any of that nonsense without you guys. All is well, I just appreciated the help and wanted to say thanks! Buying a house wasn’t fun, but you guys made it SIGNIFICANTLY easier.

AJ, Sherwood Park, AB

I will use Michele for every mortgage I get for as long as she will have me as a client. I will continue to refer to her anyone I know who needs a broker. She continues to go above and beyond at every opportunity to make a very difficult, complicated and stressful process easy, well explained and simplified. Even when we encountered an issue, she made it her personal mission to solve the problem quickly. Her and her team are absolutely outstanding!

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!