Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I was forced to refinance my house to buy out my spouse when my marriage fell apart. I didn’t even know how to start and so I turned to Michele. Right from the beginning she took charge of the “delicate” and “time sensitive” nature of my situation. Her vast knowledge really showed as she was able to answer all of my difficult questions and address my concerns. She gave me options and kept me informed of how everything was progressing throughout the process. I cannot say what a relief this was, as divorces are stressful at the best of times, without having to fight the bank for your home.

Everything that you did was beyond what we were experiencing. You had answers for our questions and the clarity in which you explained it all made it a fantastic experience. You were the bright spot in our Mortgage Renewal and were way beyond helpful when it came to our queries.

Very good customer services! I most definitely would recommend your team.

As a matter of fact, I already referred a very nice lady.

SG, Leduc, AB

Working with Michele was by far the easiest part of our buying and selling experience. The knowledge and expertise truly made the process seamless and less stressful. We would highly recommend Michele to anyone looking for a mortgage!

Michele and her team have done work for us on 2 occasions. They are professional and thorough. We were out of the country when we did our last sale and purchase. The group showed great patience and understanding throughout the whole process. Would highly recommend them for any mortgage needs you might have. Very satisfied with the whole team. Everything was thoroughly explained, and we were walked through the whole process. First rate.

KP, Sherwood Park, AB

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!