Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele helped us through the process of financing our mortgage from A – Z. She was not resting until the job was done perfectly and to our satisfaction. Working after hours and visiting at our house are some of the attributes we greatly appreciated.

I am so thankful for the time, attention and care that Michele and the team gave to me during my home purchase and financing. Moving from another province, starting a new job, leaving behind all that I know, it was such a blessing to have the support and confidence of the McGarvey team beside me. Being able to contact the team at any time for any questions or just for reassurance that we were on track and always receiving a prompt, informative and encouraging response made me so glad that I’d chosen Michele and the team for my mortgage needs. Even once all the paperwork was signed on the dotted line, Michele checked in more than once to wish me congratulations, thank me for the opportunity to be a part of my journey and to offer any support should it be needed.

Thank you Michele and team for everything you did from start to finish, it meant so much to know that I had such amazing support.

AS, Ponoka, AB

I first applied for a mortgage with my bank of 20 years or so, and they screwed it up so bad it set me back a year in the process. I went to Michele and she was quick, efficient and much more educated on the whole process than the previous mortgage person I spoke with. Michele guided me through the process perfectly, recommended me excellent people to help with the closing and such, and was literally a dream to work with for buying my first house. I would recommend Michele to anyone who ever needs a broker, and I will be using her in every real estate deal I have in the future. I cannot express my satisfaction in this whole process. I would have been lost without her.

This is the first mortgage that we have taken that has been a pleasure to get. You made that process go very smoothly for us and we very much appreciate that. This was also done over the phone or through email, with no inconvenient meetings to try and make. It was a pleasure working with you on this transaction and we will call you again if we need help in the future.

I want to thank Michele for all the help she provided me through the whole process of buying my condo!

Michele provided fantastic hands-on service through every part of, not just the Mortgage, but the whole purchase process. I really appreciate how timely and dedicated she was every step of the way, including the incredibly quick response to any of my questions. As a first-time buyer, it was really great having that sort of knowledge and service. I never felt like there was any part of the Mortgage I had any doubt or uncertainty about.

I will absolutely be coming to Michele for any future mortgage needs, and I will also recommend her to anyone I can.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61

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