Could Refinancing Your Mortgage Help You Get Out of Debt?
June 4, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I was forced to refinance my house to buy out my spouse when my marriage fell apart. I didn’t even know how to start and so I turned to Michele. Right from the beginning she took charge of the “delicate” and “time sensitive” nature of my situation. Her vast knowledge really showed as she was able to answer all of my difficult questions and address my concerns. She gave me options and kept me informed of how everything was progressing throughout the process. I cannot say what a relief this was, as divorces are stressful at the best of times, without having to fight the bank for your home.
Michele and her team very patient, flexible, and appropriately persistent in getting the required documentation. Thank you for helping us get this done.
I Can’t rave enough about Michele and her team! I know I’ve probably not been the easiest customer over the last couple of years but Kirstie has always had open ears and helped me out with what I’ve needed, and if she was ever worried about something not going right or thinking if I wasn’t happy, Michele would call me personally and make sure I know I’m in good hands … not to mention the holiday and birthday cards to add the personal touch. I recommend you guys to everyone I know looking for a house!
FC, Ponoka, AB
I want to thank Michele for all the help she provided me through the whole process of buying my condo!
Michele provided fantastic hands-on service through every part of, not just the Mortgage, but the whole purchase process. I really appreciate how timely and dedicated she was every step of the way, including the incredibly quick response to any of my questions. As a first-time buyer, it was really great having that sort of knowledge and service. I never felt like there was any part of the Mortgage I had any doubt or uncertainty about.
I will absolutely be coming to Michele for any future mortgage needs, and I will also recommend her to anyone I can.
The Michele McGarvey team was absolutely exceptional in helping my partner and I get our forever home! Getting in touch with the ladies was always super easy and the pre-approval process was quick and painless! Once we found our home, the ladies worked so efficiently, and we had our mortgage in record time! I appreciate all that they have done for us, and I would recommend them to anyone who is looking to get an approval without the hassle!
ME, Sturgeon County, AB
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
June 4, 2026
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April 16, 2026
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