Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.79%
- $569.71
- $186.50
- 1 Year
- 6.15%
- $648.75
- 4.64%
- $561.28
- $87.47
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.54%
- $555.70
- $4.46
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.74%
- $566.89
- $-10.08
- 7 Years
- 6.41%
- $664.38
- 4.79%
- $569.71
- $94.67
- 10 Years
- 6.81%
- $688.72
- 4.79%
- $569.71
- $119.02

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Very Professional! Explained to me every term that I didn’t understand.

I will use Michele for every mortgage I get for as long as she will have me as a client. I will continue to refer to her anyone I know who needs a broker. She continues to go above and beyond at every opportunity to make a very difficult, complicated and stressful process easy, well explained and simplified. Even when we encountered an issue, she made it her personal mission to solve the problem quickly. Her and her team are absolutely outstanding!

Great team to work with — truly professional from start to finish. They guide you through every step of the mortgage process with clarity and patience, making sure you understand all the details and never feel overwhelmed. They work incredibly hard on your behalf, which brings real peace of mind at a time when you already have a thousand other things to juggle.
A heartfelt thank‑you to Michele, Claudine, Natalie, Larissa, and Charlene for your dedication and support.

-Uri

The Michele McGarvey team was absolutely exceptional in helping my partner and I get our forever home! Getting in touch with the ladies was always super easy and the pre-approval process was quick and painless! Once we found our home, the ladies worked so efficiently, and we had our mortgage in record time! I appreciate all that they have done for us, and I would recommend them to anyone who is looking to get an approval without the hassle!

ME, Sturgeon County, AB

Thank you Michele, for helping me through a most difficult time in my life!

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.79%
- $569.71
- $186.50
- 1 Year
- 6.15%
- $648.75
- 4.64%
- $561.28
- $87.47
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.54%
- $555.70
- $4.46
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.74%
- $566.89
- $-10.08
- 7 Years
- 6.41%
- $664.38
- 4.79%
- $569.71
- $94.67
- 10 Years
- 6.81%
- $688.72
- 4.79%
- $569.71
- $119.02

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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