The Mortgage Details Many Homeowners Don’t Realize Matter
May 7, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I was forced to refinance my house to buy out my spouse when my marriage fell apart. I didn’t even know how to start and so I turned to Michele. Right from the beginning she took charge of the “delicate” and “time sensitive” nature of my situation. Her vast knowledge really showed as she was able to answer all of my difficult questions and address my concerns. She gave me options and kept me informed of how everything was progressing throughout the process. I cannot say what a relief this was, as divorces are stressful at the best of times, without having to fight the bank for your home.
Less than one year ago I was laughed out of the credit union, Michele McGarvey of Dominion Lending changed my family’s life and got us our first mortgage. Thank you again and I will never forget all you did for us!
I 1000 percent recommend the Michele McGarvey team for your mortgage needs. My husband and I were in a unique spot and tried with three of the big banks to get our mortgage and nobody could come up with any solutions. We were told about the team from a friend who also had great reviews about their experience. Throughout the process we felt so comfortable and confident they were there to help us. They were very personable and made us feel “heard”. One of the most professional teams we have worked with. Definitely will tell all of our friends to reach out to this team. Thank you for everything.
– Amanda
Michele and her team are the absolute best! She was always a pleasure to talk to and very supportive. We were thrown many curve balls while securing our dream home but Michele was always there with a solution. She is an excellent communicator and talks you through everything to make sure no questions are left unanswered. If you’re looking for an extremely knowledgeable and supportive team, look no further than the Michele McGarvey Team.
LH, Westerose, AB
Michele, Kirstie & Jill
Thank you so much for all of your help with our mortgage. You are an amazing team!
CB, Victoria, BC
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
May 7, 2026
April 16, 2026
February 12, 2026
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