The Mortgage Details Many Homeowners Don’t Realize Matter
May 7, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I had the pleasure of working with Michele earlier this year. I was extremely impressed by how quickly she answered any questions I had and also got the ball rolling with any tasks that needed to be done. She was a delight to work with and I would recommend her to any family members or friends who were looking for a broker. She made everything so easy for me, which was much appreciated in the (sometimes) stressful task of purchasing a home. Thank you!
I have worked with Michele & Natalie, they answered my questions, and were very helpful. They were never pushy, and never rushed me, while still answering my questions for the past 2 years even though I was not ready to purchase a home yet.
When the time was right, I proceeded with an application to realize they had locked me into a great low interest rate from months ago. This saved me a lot of money. Everything went smooth with them, they assured me every step of the way, and followed up with mortgage insurance, property tax, and utilities set up. Even when the deal was signed and done, they did not stop their service to contact me, and make sure I was happy, and satisfied.
I am very pleased that I have chosen them out of the many options out there. I highly recommend the Michele McGarvey Team, and Natalie as excellent mortgage brokers.
YA, Edmonton, AB
Buying a new home is a daunting process. I am SO grateful to have had the support of Michele and her team throughout this process. Michele is super knowledgeable, professional, and was willing to go the “extra distance” to help us secure the right mortgage for us. Michele and her team were always available to answer our questions and would schedule meetings/phone-calls very promptly, when requested. Her services were recommended to me by a close friend, and I would happily recommend Michele to any one of my friends looking for help with their mortgage.
KN, Edmonton, AB
Thank you, Michele and Team, for an awesome experience and support!!
Michele went over and beyond my expectation to help me get my dream home. Her team made sure to be in contact with me to give updates whenever I reached out. She took care of every small detail to help me reach what I exactly wanted and getting everything set up before I get my keys.
Best stress-free experience of one the most biggest decision in my Life!!
DB, Edmonton, AB
Michele’s Team has helped me purchase a home, on more than one occasion. They work hard to find me a reasonable lender and always keep me in the loop. My most recent purchase means the most to me and I couldn’t have done it without them. Thanks to the team for giving me a miracle just in time for Christmas.
JL, Ponoka, AB
Lenders
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
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