The Mortgage Details Many Homeowners Don’t Realize Matter
May 7, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele and her team were always accessible and willing to help in every way. They walked us through the process and answered each question we had. They were all upbeat and were genuinely pleased for us in our endeavor. It was a very positive experience working with Michele and her team and we highly recommend them.
DG, Stony Plain, AB
As a first time homebuyer, I came into the process with very limited knowledge about borrowing funds for a home. Michele made it extremely easy for myself to trust her in the assist of finding the best lender possible. Whether it was timely information, or quick advise. Michele was always available for me to talk to. As a customer, she made me feel very comfortable and valued with her personal touch and professional knowledge.
Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!
DP, Strathcona County, AB
Fabulous!! Really wonderful helping me through this entire process from start to finish! Extremely knowledgeable and got me an amazing rate for my mortgage! Michele really went above and beyond to help me with my purchase and more.
TT, Leduc, AB
I first applied for a mortgage with my bank of 20 years or so, and they screwed it up so bad it set me back a year in the process. I went to Michele and she was quick, efficient and much more educated on the whole process than the previous mortgage person I spoke with. Michele guided me through the process perfectly, recommended me excellent people to help with the closing and such, and was literally a dream to work with for buying my first house. I would recommend Michele to anyone who ever needs a broker, and I will be using her in every real estate deal I have in the future. I cannot express my satisfaction in this whole process. I would have been lost without her.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
May 7, 2026
April 16, 2026
February 12, 2026
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