Michele McGarvey Team

Welcome Current Rates Calculators How to Apply

Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

Get in Touch

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

I want to see rates

Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Use Now

How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Apply Now

There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele was very thorough explaining all of the possible options, and how things would work with each of them. She was very accommodating to our complicated schedule and worked with us over phone & email to progress our file until signatures were required. We would definitely use Michele’s services again in the future.

Working with Michele was by far the easiest part of our buying and selling experience. The knowledge and expertise truly made the process seamless and less stressful. We would highly recommend Michele to anyone looking for a mortgage!

Great overall experience, especially for first-time home buyers. Good info, fast response, and answered all our questions. Definitely would recommend Michele McGarvey and her team to friends and family!

JD, Edmonton, AB

While searching for a mortgage broker we were sent many names, one of them was Michele McGarvey. We are so glad that we picked her team! They were/still are nothing but helpful, patient, and amazing! Even when we got stressed, Michele/ Natalie/Jill were there to help! We appreciated their around the clock availability through phone call and text messages for questions/concerns that came up in the process. Very glad we picked Michele and her team! It was a great experience and wouldn’t think twice to recommend this team to others! Thank you!!

Bryan & Hannah

HP, Edmonton, AB

I will use Michele for every mortgage I get for as long as she will have me as a client. I will continue to refer to her anyone I know who needs a broker. She continues to go above and beyond at every opportunity to make a very difficult, complicated and stressful process easy, well explained and simplified. Even when we encountered an issue, she made it her personal mission to solve the problem quickly. Her and her team are absolutely outstanding!

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Download My Mortgage Toolbox!