Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele and her team are awesome! They take great care of their clients.

MS, Spruce Grove, AB

Michele’s Team has helped me purchase a home, on more than one occasion. They work hard to find me a reasonable lender and always keep me in the loop. My most recent purchase means the most to me and I couldn’t have done it without them. Thanks to the team for giving me a miracle just in time for Christmas.

JL, Ponoka, AB

Michele and her team were always accessible and willing to help in every way. They walked us through the process and answered each question we had. They were all upbeat and were genuinely pleased for us in our endeavor. It was a very positive experience working with Michele and her team and we highly recommend them.

DG, Stony Plain, AB

My house sale/purchase of another was a stressful up and down situation with changing possession dates and my changing my mind mid-stream on one particular house. The Michele McGarvey Mortgage team was ever so understanding through it all and not once did I feel they were ‘rolling their eyes’ at an older lady who could not make up her mind. So thank you to each and every one of you.

DG, Sherwood Park, AB

We found you to be a kind, compassionate woman, who was not only concerned for but interested in our well being . Though our outcome was not what I hoped for or wanted, I still feel taken care of by you . We would not hesitate to recommend you to another if it came up in conversation, and we do find you not only trustworthy , but reachable.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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