Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.64%
- $561.28
- $86.87
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Wonderful staff to talk to. Very knowledgeable and experienced too, always backed by positive attitudes! Trustworthy people that have helped my experience buying a new house feel effortless. Thank you!

JD, Edmonton, AB

I recommend the McGarvey Team to everyone! They take the stress out of every aspect of financing and continue to provide support and advice throughout the duration of your mortgage.

Best decision you will ever make is choosing them!

-Erin

So are happy we chose to work with Michele on our first home purchase after some experiences with other brokers. She helped us immensely and explained every step of the process. So grateful for Michele and her team!!

TG, Edson, AB

We had a wonderful experience with Michele and her team! They made our first home purchase flawless! From the initial mortgage application to us being in our home for a month, they are always willing to answer our question. I highly recommend them to our friends and family!

TM, Ponoka, AB

I appreciate Michele’s thoroughness and professionalism. She saved me an incredible amount of time and effort in securing a lower interest rate than I would have got on my own. I would highly recommend Michele to anyone in the future.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
- 5 Years
- 6.14%
- $648.15
- 4.64%
- $561.28
- $86.87
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

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