Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.69%
- $564.08
- $84.67
- 4 Years
- 5.99%
- $639.21
- 4.84%
- $572.53
- $66.68
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I was forced to refinance my house to buy out my spouse when my marriage fell apart. I didn’t even know how to start and so I turned to Michele. Right from the beginning she took charge of the “delicate” and “time sensitive” nature of my situation. Her vast knowledge really showed as she was able to answer all of my difficult questions and address my concerns. She gave me options and kept me informed of how everything was progressing throughout the process. I cannot say what a relief this was, as divorces are stressful at the best of times, without having to fight the bank for your home.

I recently purchased a quick possession home and have only positive things to say about my experience with Michele McGarvey Mortgage Team. The entire team is professional, competent and you leave each conversation feeling heard. The team guides you through each step of securing a mortgage and even provides you with a thorough checklist. I would absolutely recommend their services for anyone looking to purchase a home.

– Aliya

Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!

DP, Strathcona County, AB

Michele’s Team has helped me purchase a home, on more than one occasion. They work hard to find me a reasonable lender and always keep me in the loop. My most recent purchase means the most to me and I couldn’t have done it without them. Thanks to the team for giving me a miracle just in time for Christmas.

JL, Ponoka, AB

Michele epitomizes professionalism and could not have been more helpful. I felt assured that I was in good, capable hands. I cannot thank her enough for shouldering the bulk of the burden and making my life easy throughout my home buying experience.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
- 3 Years
- 6.15%
- $648.75
- 4.69%
- $564.08
- $84.67
- 4 Years
- 5.99%
- $639.21
- 4.84%
- $572.53
- $66.68
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37

Videos

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