Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

This was our first attempt at applying for a mortgage and both Carol and I really had no idea what to expect. As we moved forward with the process your team guided us in such a way that it made the process seem effortless. Your team was referred to us by a family friend, so we went ahead and took the recommendation. In hindsight, this was the best choice we could have made. Your engagement in this process was, in our opinion, second to none, all the steps were laid out clearly and concisely and before we knew it, we are now homeowners!!

Thanks and Gratitude go to your Team from both of us for allowing this experience to be an outstanding one.

Ken & Carol

KT, Edmonton, AB

Michele Provided clear and concise information. Worked diligently to see issues resolved to meet tight timelines.

Great team to work with — truly professional from start to finish. They guide you through every step of the mortgage process with clarity and patience, making sure you understand all the details and never feel overwhelmed. They work incredibly hard on your behalf, which brings real peace of mind at a time when you already have a thousand other things to juggle.
A heartfelt thank‑you to Michele, Claudine, Natalie, Larissa, and Charlene for your dedication and support.

-Uri

Michele and her team are unbelievable. Only way to say it. They are extremely professional and very responsive to any questions I had about the home buying process. After jumping through hoops on two prior attempts to get a property, Michele was able to create a plan and utilize her large network and knowledge of the mortgage industry to get me the best possible rates (even updated it to a lower rate after finalizing the initial agreement as it had changed in that time). And while having to do everything virtually, I never felt out of the loop of what was going on as Michele or any member of her team were easy to reach with just one phone call. Amazing service, will continue to recommend to all my friends getting their new homes.

CH, Ponoka, AB

I just wanted to say a big thank you to Michele. I have dealt with several mortgage brokers trying to get my home, and she is by far the best. When other brokers said they could not help me, Michele really stepped up to the plate. She was available to me whenever I needed her and went the extra mile to get me the best possible mortgage. I would defiantly recommend her to any of my friends and family, and will defiantly be using her for any future home purchases. Again thank you Michele, you made owning my own home a reality, and I would not be here without your hard work and dedication.

Lenders

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24

Videos

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