Fall is the season of cozy sweaters, changing leaves, and yes—pumpkin spice everything. While it’s easy to indulge in seasonal treats, it’s also a great time to reflect on where those small, everyday expenses go.

Let’s do the math:
The average pumpkin spice latte costs around $6.
Enjoy three a week? That’s $18/week or about $936/year.
Over five years, that’s nearly $4,700—enough to cover a good chunk of a down payment, closing costs, or home upgrades.

Of course, you don’t have to skip every latte (life’s too short for that). But making small, intentional swaps—like brewing at home or limiting takeout coffee—can make a big impact on your long-term goals.

Little choices add up, just like savings do. So this fall, enjoy your PSL guilt-free—but remember, the sweetest reward might just be the keys to your new home. 🏡✨

– Michele McGarvey Team, Dominion Lending Centres