New Year, New Possibilities
January 2, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele and her team were unbelievable to deal with. I had a messy real estate deal to contend with, being self employed, and the property being in probate with no realtor to help out. They were on the ball and in communication for months with me to make the deal happen. I had been declined by traditional lenders, but they never stopped working hard to make this come together. I signed the mortgage papers today and couldn’t be happier. A huge thanks to Michele, Kirstie, and Jill. You ladies are magnificent!
DP, Strathcona County, AB
Michele McGarvey and her team did an amazing job! They were responsive to my many questions and prepared me ahead of time for everything that was going to happen. I felt confident that they were offering me the best options, and I am completely satisfied with their work. I would highly recommend this team to anyone looking for excellent service and great deals.
KS, Edmonton, AB
I valued how efficient Michele made the process and finding the best rates. Having a busy work schedule, I really appreciated that I could load all the documents on her secure site in the evening and she did all the leg work while I was still able to work. Saved me a lot of time! Would highly recommend her and her team.
AR, Ponoka, AB
Michele, helped us out of a tough financial situation. She showed professionalism and class, to help us out.
I 1000 percent recommend the Michele McGarvey team for your mortgage needs. My husband and I were in a unique spot and tried with three of the big banks to get our mortgage and nobody could come up with any solutions. We were told about the team from a friend who also had great reviews about their experience. Throughout the process we felt so comfortable and confident they were there to help us. They were very personable and made us feel “heard”. One of the most professional teams we have worked with. Definitely will tell all of our friends to reach out to this team. Thank you for everything.
– Amanda
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
January 2, 2026
December 11, 2025
November 27, 2025
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