Michele McGarvey Team

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Welcome

Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

4.30%

Current prime rate is

4.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
- 1 Year
- 6.15%
- $648.75
- 5.29%
- $598.22
- $50.53
- 2 Years
- 5.44%
- $606.90
- 4.69%
- $564.08
- $42.82
- 3 Years
- 4.62%
- $560.16
- 4.09%
- $530.91
- $29.25
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Michele’s Team has helped me purchase a home, on more than one occasion. They work hard to find me a reasonable lender and always keep me in the loop. My most recent purchase means the most to me and I couldn’t have done it without them. Thanks to the team for giving me a miracle just in time for Christmas.

JL, Ponoka, AB

This was our first attempt at applying for a mortgage and both Carol and I really had no idea what to expect. As we moved forward with the process your team guided us in such a way that it made the process seem effortless. Your team was referred to us by a family friend, so we went ahead and took the recommendation. In hindsight, this was the best choice we could have made. Your engagement in this process was, in our opinion, second to none, all the steps were laid out clearly and concisely and before we knew it, we are now homeowners!!

Thanks and Gratitude go to your Team from both of us for allowing this experience to be an outstanding one.

Ken & Carol

KT, Edmonton, AB

Michele is professional, available, and just generally wonderful to work with. Highly recommended!

Michele is very professional and I know I can count on her to make sure nothing is missed. Very positive, diligent and trustworthy!

Michele is truly a professional and a knowledgeable Mortgage Broker. Her customer service is excellent and follow-up was always timely. We felt like we were part of a super start team, with the goal in mind of securing a Mortgage at a better than competitive rate and structure. We are so thankful for Michele’s efficiency and her caring. It helped reduce the stress of buying!

Lenders

Current Rates

Current variable mortgage rate is

4.30%

Current prime rate is

4.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
- 1 Year
- 6.15%
- $648.75
- 5.29%
- $598.22
- $50.53
- 2 Years
- 5.44%
- $606.90
- 4.69%
- $564.08
- $42.82
- 3 Years
- 4.62%
- $560.16
- 4.09%
- $530.91
- $29.25
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50

Videos

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DLC - Fixed VS Variable Rates

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