Closing Costs – The Real Numbers You Need to Budget For
July 29, 2024
There are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele is professional, available, and just generally wonderful to work with. Highly recommended!
Michele and her team are unbelievable. Only way to say it. They are extremely professional and very responsive to any questions I had about the home buying process. After jumping through hoops on two prior attempts to get a property, Michele was able to create a plan and utilize her large network and knowledge of the mortgage industry to get me the best possible rates (even updated it to a lower rate after finalizing the initial agreement as it had changed in that time). And while having to do everything virtually, I never felt out of the loop of what was going on as Michele or any member of her team were easy to reach with just one phone call. Amazing service, will continue to recommend to all my friends getting their new homes.
CH, Ponoka, AB
Michele McGarvey and her team did an amazing job! They were responsive to my many questions and prepared me ahead of time for everything that was going to happen. I felt confident that they were offering me the best options, and I am completely satisfied with their work. I would highly recommend this team to anyone looking for excellent service and great deals.
KS, Edmonton, AB
Michele and her team are always helpful, friendly and an absolute pleasure to work with. They are excellent. We highly recommend Michele to anyone looking for mortgage assistance.
AQ, Beaumont, AB
I will use Michele for every mortgage I get for as long as she will have me as a client. I will continue to refer to her anyone I know who needs a broker. She continues to go above and beyond at every opportunity to make a very difficult, complicated and stressful process easy, well explained and simplified. Even when we encountered an issue, she made it her personal mission to solve the problem quickly. Her and her team are absolutely outstanding!
Current variable mortgage rate is
4.55%
Current prime rate is
5.45%
July 29, 2024
June 10, 2024
May 21, 2024
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Thanks for contacting us! We will get in touch with you shortly.
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.